Between the ages of 18 and 25, I racked up nearly $80,000 of debt—about half of it on credit cards—before aggressively paying it all off in about three years. You might think that experience would have made me a debit and cash guy for life. As it turns out, I still pay for nearly […]
Shannon works in sales where she makes decent money and lives in a nice house with her family. Shannon doesn’t dislike her job, but it’s not her passion. So every Friday, at the end of a draining 40-hour work week, Shannon hurries home to spend time on something she does […]
No one likes to think about the death of a spouse. But it does open issues that could have a significant impact on the surviving spouse’s finances. Debt is one of those issues, since most people will have at least some at the time of death. In most cases, the […]
Maybe you’ve got a killer business idea and a bullet-proof business plan, or maybe you’re already raking in some cash, either full-time or on the side. If you’re an entrepreneur, eventually you’ll need to decide how to structure your business.
What is peer-to-peer lending? In a nutshell, peer-to-peer lending is a bank without the bank. Individuals like you and I make loans to others (or get loans from others) directly through the network. Think GoFundMe, except with more rules, and investors get a better return than just feeling good about themselves. One […]
According to the U.S. Dept. of Labor, about 8 million Americans work second jobs to make ends meet or pay debt and save money faster. Are you included? If so, beware, because moonlighting takes its toll. It’s mentally and physically exhausting and leads to stress at home and at work. […]
If you want to get out of debt on your own (and fast), this is the post that will help you do it. Not someday. Not tomorrow. Right. Freaking. Now. What’s Ahead: Yes, you CAN get out of debt 1. Confront it: How much debt do you have? 2. Change the behaviors that […]
Have you ever felt like budgeting just wasn’t for you because every time you tried, it didn’t work out? You’re definitely not alone. The problem is, there are too many complicated budgets that don’t take into account basic human error. To make budgeting simpler, let’s look at what’s known as the “50-30-20” […]
