If you are one of the millions of people staying home due to the COVID-19 pandemic, or one of the brave workers keeping our country running, it may feel like this crisis will go on forever. But like all past health crises, this one will eventually come to an end. […]
Fair Isaac Corporation, the company behind the credit scores many lenders use to assess risk, recently announced a change in the way those scores are calculated. For some consumers, this is bad news, as it means it will be harder to get a “yes” when applying for a loan. But the […]
What are the three numbers that have a huge effect on your life, from your ability to get a car loan or a mortgage to your chances of being denied rental housing or a job? I’m talking about your credit score. If you haven’t given your credit score much thought until […]
Establishing good credit is a vital part of living in the United States. Without good credit, it will be difficult, or even impossible to rent an apartment, get a car loan, a student loan, or a home mortgage. Furthermore, those with poor credit will often be asked to pay higher […]
Who are The Credit People? And what can they do for you? This well-known name in credit repair service gets the job done for customers who need a straightforward credit fix. It’s definitely possible, not to mention cheaper, to repair many credit issues on your own. But the process can […]
Keeping children safe is something everyone cares about. If you’re a parent, you probably don’t let your child wander around after dark or spend time with strangers. As they develop reasoning skills and grow into more competent individuals, it’s important to protect them from the dangerous world we live in. […]
With the coming of a new year, we’re all eager to develop better habits. After a week or two of sugary treats and rich meals, we can’t wait to reach for the Caesar salads and steamed veggies. And after a month of intense spending and crazy shopping, we want nothing […]
The FICO game is changing. New information released this week shows that Fair Isaac Corporation—the creators of the original FICO score—is releasing a new type of score in early 2019: the UltraFICO. The UltraFICO looks at new types of factors to determine creditworthiness and is a significant shift from how […]
There are a few ways to build credit from scratch. You can get a secured credit card, become an authorized user on another person’s credit card, take out an auto loan with a co-signer. Another option is not as widely known, but can get you off to a good start from the […]
Why use credit cards? Other payment options, like debit cards and cash, may seem like an easier way to stay within budget. Credit cards have a reputation for encouraging holders to spend money they don’t have—especially when enticing offers come in the mail. But we think a good credit card […]
