“Here lies Walter Fielding. He bought a house, and it killed him.” This quote, from the mouth of Tom Hanks’ character in the 1986 comedy The Money Pit, might sum up the homeownership experience of millions of Americans: disenchanting, frustrating, expensive. And possibly ruinous. The American Dream promises that anyone willing […]
What’s Ahead: How the debt-to-income calculator works Why you should use the DTI ratio calculator How to calculate your debt-to-income How to get out of debt Does your debt-to-income ratio affect your credit score? Summary The Debt-To-Income (DTI) Calculator is a tool to help you determine the amount of fixed monthly […]
The 2020 presidential election is continuing to heat up. There have already been a handful of democratic debates in which the candidates have shared their views. There’s a lot going on for the 2020 elections and it’s exciting to watch cause these candidates could have a large impact on your financial […]
Generation Zers follow the Millennial generation and were born between the mid-1990s through the mid-2000s. So far we know Generation Zers to be tech natives, slightly obsessed with social media, who are masters of the multitask. But what do all these characteristics say about their money habits? What’s Ahead: 1. Generation […]
Buying a home is one of the most significant financial commitments you will ever make in your life. It may appear to be a daunting task, but a few simple tricks can make this task much more manageable. Unfortunately, fewer Millennials are buying homes these days. They are also buying […]
Debt can be a scary word. You may have accumulated some debt over the years to pay for things like school, trips, essentials, maybe even a car to get to your first job. As you continue to take on these debts, the total you owe continues to tick up as […]
Having kids is an awesome experience like none other. While kids provide plenty of joy, they also provide challenges. When it comes to your finances, most people see kids as a financial drain rather than a boost to your financial picture. Technically, your expenses may increase, but for others, they may […]
There are several reasons for owning a credit card. Credit cards can impact your credit score which can affect your ability to be approved for a mortgage. Maybe having a credit card is your safety net. If you were to experience a financial emergency, you fall back on borrowed money. […]
Millions of Americans are struggling under the weight of debt they can barely afford the pay. Sooner or later, it reaches a point where you’re facing a full-on financial crisis. That’s when it’s time to consider options for dealing with your debt. Options like debt settlement. But does debt settlement work? […]
Personal loans are useful for people who need a loan with fewer strings attached. By design, the application process is fast and easy. You may be provided with more flexible terms, and your loan can be used for a wide variety personal, family, or household needs What’s more, many people […]
