The Money Pit: Busting The Myth Of The Happy, Wealthy Homeowner

“Here lies Walter Fielding. He bought a house, and it killed him.” This quote, from the mouth of Tom Hanks’ character in the 1986 comedy The Money Pit, might sum up the homeownership experience of millions of Americans: disenchanting, frustrating, expensive. And possibly ruinous. The American Dream promises that anyone willing […]

Debt-to-Income Ratio Calculator

What’s Ahead: How the debt-to-income calculator works  Why you should use the DTI ratio calculator How to calculate your debt-to-income  How to get out of debt Does your debt-to-income ratio affect your credit score? Summary The Debt-To-Income (DTI) Calculator is a tool to help you determine the amount of fixed monthly […]

Money Stereotypes About Generation Z

Generation Zers follow the Millennial generation and were born between the mid-1990s through the mid-2000s.  So far we know Generation Zers to be tech natives, slightly obsessed with social media, who are masters of the multitask. But what do all these characteristics say about their money habits?  What’s Ahead: 1. Generation […]

Millennials Can Finally Buy Homes. Here’s How

Buying a home is one of the most significant financial commitments you will ever make in your life. It may appear to be a daunting task, but a few simple tricks can make this task much more manageable. Unfortunately, fewer Millennials are buying homes these days. They are also buying […]

How To Get Out Of Debt In One Year

Debt can be a scary word. You may have accumulated some debt over the years to pay for things like school, trips, essentials, maybe even a car to get to your first job. As you continue to take on these debts, the total you owe continues to tick up as […]

9 Financial Benefits Of Having Kids

Having kids is an awesome experience like none other. While kids provide plenty of joy, they also provide challenges. When it comes to your finances, most people see kids as a financial drain rather than a boost to your financial picture. Technically, your expenses may increase, but for others, they may […]